Financial Opportunity Center
Our approach to bundling services and helping families reach financial stability is based on the philosophy that families become our partners in creating change by sharing their hopes and dreams then setting goals to accomplish them.
The Financial Opportunity Center model of service provides the structure for bundling services in three core areas:
- Workforce Development – basic job readiness, training, placement and ongoing coaching to encourage career planning and job retention
- Financial Coaching – basic financial education such as budgeting, saving, credit building, and free income tax preparation
- Family & Work Supports – connection to public benefits, health insurance, utility and child care assistance and critical supports that boost monthly net income
These core services are provided to customers in a bundled fashion in order to reinforce one another and to provide a multi-faceted approach to income and wealth building. The Financial Opportunity Center model focuses on improving the financial bottom line for low-to-moderate income families by helping people boost earnings, reduce expenses, and make appropriate financial decisions
Why We Do It
Evidence has shown that by accessing these multiple services together, participants are more likely to find and retain jobs, grow their net incomes and improve their credit scores, all while learning how to develop effective budgets, access appropriate mortgage and other financial products, and participate in benefits like the Child Care and Earned Income Tax Credits.